As know roofs are faced with brutal weathering conditions per year. Whether this is hail, wind, ultraviolet radiation or snow one of our highly trained roofing professionals can give you a free no oblation inspection today.
The first step in the insurance process is to perform a roof inspection. Here we will closely inspect the home and the roof for any storm related damages. Damages and defects of the roof will be documented, photographed and shared with the homeowner to decide the next steps necessary to protect their investment.
If the roofing system has qualifying damages such as hail, wind or other storm related damages the insurance provider will need to be contacted by one of our project managers and a claim will need to be filed to continue the process.
After the claim has been filed the insurance carrier will assign an insurance adjuster to inspect the property for the reported damages. Not all insurance inspectors are licensed adjusters. It is very important to have a HAAG educated personnel present during the inspection, due to 90% of all filed claims being underpaid or denied by insurance companies at the initial inspection.
After the claim has been reviewed a scope of work will be emailed to the insured. The typical answers are full replacement, partial replacement, repairs or denial. Any of the last three answers are never the end of the process. If approved a project manager will go over the scope of work with the homeowner and conduct a plan to get you restored to pre-storm conditions.
Once the materials and date are decided the repairs of the property will be conducted. The team will tarp off your landscaping and start stripping the old roof down to the decking. A project manager will thoroughly inspect the roof for any unseen or hidden damages that may need to be supplemented to the carrier. All trash will be hauled off and magnet swept for nails and debris. The build process typically takes one day to complete.
After the construction is completed and all left-over construction debris and materials have been removed from the property a project manager will conduct a quality inspection with the homeowner to better ensure that components have been completed; ensuring that the homeowner is satisfied. Once this is completed a project manager will submit completion photos and final invoicing to the insurance carrier and submit a request for the recoverable depreciation so the claim file can be closed by the Insurance company.
We’d love to meet with you about any and all roofing and construction needs and plans. One of our Experienced roofing professionals will reach out as soon as possible to discuss your options. Looking forward to it!